R Desmond Services specializes in providing cash flow solutions, commercial banking strategies and consultation services to strategic partners, entrepreneurs, and business owners. Our professionals are trusted advisors who present innovative ideas and solutions to address our clients most complex cash flow requirements.
With over 40 years combined experience in the traditional banking, accounting and financial services industry, the management team decided to alter direction. Now, they share their passion by helping others in the commercial finance industry when your current relationship with a bank or credit union says "No". Our process is designed to empower and leverage your business and provide the financing tools needed to succeed.
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R Desmond Services has facilitated millions in business loans for our clients and borrowers. We are a St. Petersburg, FL headquartered consultant and advisory firm providing work capital solutions for small to middle-market businesses seeking alternative forms of capital including asset-based loan, A/R Funding, and other non-traditional capital resources.
MCA DEBT RESTRUCTURING &
SETTLEMENT.
ARE YOU DROWNING IN
MERCHANT CASH ADVANCE (MCA) DEBT?
Funding Healthcare Receivables
Many healthcare executives are seeking relationships for both their immediate, short‐term and forecasted cash flow challenges
At R Desmond Services , we understand the problems experienced by business entrepreneurs when seeking growth and working capital in today's economy. We understand business financing problems associated with:
At R Desmond Services , our lender has forged a reputation for unparalleled customer service, developing tailor-made finance solutions for businesses selling deliverables and services to consumers
Invoice Factoring
We know that your company can’t wait 30, 60 or 90 days to be paid for services provided.
We provide a funding source for your business by purchasing accounts receivable, turning invoices that may be paid sometime in the future into fast cash today.
For businesses that needs a simple solution, our lender's program is the way to go for those with established businesses and good credit.
Private Money, specializing in the financing of non-owner occupied residential investment properties
R Desmond Services provides Real Estate Investors with a fast and cost-effective funding source for their real estate investment needs.
SBA Lending Solutions
At R Desmond Services, our preferred lender acts and agent for small businesses that needs a simple working capital solution for established businesses with good credit.
Unsecured Merchant Cash advance to $5,000,000 specifically for businesses that have been turned down for a traditional bank loan
For established businesses, we can provide an unbiased free evaluation of your cash flow needs and facilitate tailored financing consulting services to the small or large business with multiple credit needs on a temporary or ongoing basis.
Margaret Wu CPA is President of R Desmond Services.Ms Wu leverages her 15+ years of CPA experience working in helping entrepreneurs improve process, performance, and profitability, now to work with R Desmond Services in financing services.
Margaret specializes in helping small business owners save money, time, reduce stress in running business and paying taxes. Ms. Wu holds a Master degree in Accounting from the City University of New York at Lehman Herbert College.
James is Co-Founder and Partner of Orr-McIntyre and Associates, LLC. James hasover 26 years of experience in the general accounting, forensic accounting, public accounting (auditing), consulting, and tax arenas.
James has been instrumental in leading the audits of numerous Securities and Exchange Commission (SEC) clients in preparation for initial public offerings, Sarbanes-Oxley implementation, conducting U.S. and international technical accounting research and analysis, performing various levels of tax analysis, and planning and performing financial and operational audits designed to identify and assess risk, internal controls, and determine the relative efficiency and effectiveness of internal operations. In addition, James has assisted clients in forensic cases by conducting complex damage analysis, SEC investigations and business valuations, performing calculations of business interruption losses, conducting accounting research and detecting/investigating fraud.
susan balcomb
SusanBalcomb Financial Associates is a full-range tax, financial and business strategy advisory firm. Susan is aLicensed Enrolled Agent with 20 years’ experience, serving all businesses need debt and tax planning and it is even more important now since COVID-19 entered into our lives.
Susan's goal is to help your business grow, and to maximize profits and minimize taxes while doing it. We work hand-in-hand with you to evaluate your company’s strengths and areas of challenge, followed by developing an action plan that will help your business thrive.
By partnering with Susan, you will have access to a network of business experts and investors, who will be an integral part of creating and lean, sustainable and profitable business. The increased business value you develop, along with tax planning will drive your company’s future cash flow and will support you in your exit strategy, whether that is retiring, selling, or transferring ownership of your business to your heirs.
A dedicated servant of the Lord with over 40 years experience in financial services.
I have experience as an international financial consultant working to fund private-public partnerships in third-world countries including assisting Caribbean countries with the Y2K compliance. Oscar is proficient in account receivables financing (factoring) with the 8(a) Business Development Program with government contracts including experience working with senior management that have remaining years of eligibility and seeking early exist strategy from the 8(a) program. Assisting clients with challenged (BCD) credit situations, he has utilized his expertise with healthcare receivables, working capital, and lines of credit.
Each year, a growing portion of our business clients are referred to us by local professionals such as bank loan officers, accounting professionals, attorneys, and many others. At R Desmond Services, we value these referrals and your trust in us to treat your customers as our own. Once a referral is received, we always respond with the utmost professionalism and courtesy.
We always welcome referrals from professionals such as:
• CPAs, Bookkeepers, and Other Accounting Professionals
• Lending Officers (Credit Unions, Bank & Institutional)
• Attorneys & Legal Professionals
• Business Advisors
• Risk Management and Other Insurance Providers
• Loan Professionals & Commercial Mortgage Brokers
• Investment Advisors
• Business Service Groups
• Incubators & Support Groups
If you would like to discuss a prospective referral business funding needs, simply give us a call or email info@rdesfinancial.com. We will be able to quickly ascertain whether our services can be beneficial before the actual referral.
R Desmond Financial Services LLC dba R Desmond Services is a consultancy and advisory firm headquartered in St. Petersburg, FL. The operator of this website in NOT a lender, does not make offers for loans, and does not broker online loans to lenders or lending partners. Customers who arrive at www.rdesfinancial.com are paired with a lender or lending partner and redirected only to lenders or lending partners that offer business loan products.
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