Margaret Wu CPA is President of R Desmond Services.Ms Wu leverages her 15+ years of CPA experience working in helping entrepreneurs improve process, performance, and profitability, now to work with R Desmond Services in financing services.

Margaret specializes in helping small business owners save money, time, reduce stress in running business and paying taxes. Ms. Wu holds a Master degree in Accounting from the City University of New York at Lehman Herbert College.

James is Co-Founder and Partner of Orr-McIntyre and Associates, LLC. James hasover 26 years of experience in the general accounting, forensic accounting, public accounting (auditing), consulting, and tax arenas.

James has been instrumental in leading the audits of numerous Securities and Exchange Commission (SEC) clients in preparation for initial public offerings, Sarbanes-Oxley implementation, conducting U.S. and international technical accounting research and analysis, performing various levels of tax analysis, and planning and performing financial and operational audits designed to identify and assess risk, internal controls, and determine the relative efficiency and effectiveness of internal operations. In addition, James has assisted clients in forensic cases by conducting complex damage analysis, SEC investigations and business valuations, performing calculations of business interruption losses, conducting accounting research and detecting/investigating fraud.

SusanBalcomb Financial Associates is a full-range tax, financial and business strategy advisory firm. Susan is aLicensed Enrolled Agent with 20 years’ experience, serving all businesses need debt and tax planning and it is even more important now since COVID-19 entered into our lives.

Susan's goal is to help your business grow, and to maximize profits and minimize taxes while doing it. We work hand-in-hand with you to evaluate your company’s strengths and areas of challenge, followed by developing an action plan that will help your business thrive.

By partnering with Susan, you will have access to a network of business experts and investors, who will be an integral part of creating and lean, sustainable and profitable business. The increased business value you develop, along with tax planning will drive your company’s future cash flow and will support you in your exit strategy, whether that is retiring, selling, or transferring ownership of your business to your heirs.

A dedicated servant of the Lord with over 40 years experience in financial services.

I have experience as an international financial consultant working to fund private-public partnerships in third-world countries including assisting Caribbean countries with the Y2K compliance. Oscar is proficient in account receivables financing (factoring) with the 8(a) Business Development Program with government contracts including experience working with senior management that have remaining years of eligibility and seeking early exist strategy from the 8(a) program. Assisting clients with challenged (BCD) credit situations, he has utilized his expertise with healthcare receivables, working capital, and lines of credit.