SBA 7(a) Commerical Lending Solutions

How we work

SBA 7(A)  and COMMERCIAL LENDING SOLUTIONS

Our partner's online application is streamlined and efficient, enabling business owners easy access to low rates and long-term loans.

sba wORKING cAPITAL | dEBT rEFINANCE LOANS

Loan Size: $30,000 to $350,000
Loan Description: SBA 7(a) loan

Use of Proceeds: Working Capital, Debt Refinance, New Equipment Purchase

Time to Funding: Pre-qualify in 5 minutes,  Funding as fast as 7 days after application is complete
    
Loan Term: 10-year term with no prepayment penalty

*Interest Rates:
$30K to $49K Wall Street Journal  Prime  Rate plus 3.75%
$50K to $350K Wall Street Journal Prime                 Rate plus 2.75%

Payment: Monthly payments are debited from checking account

Security: Blanket lien on business assets, Personal guarantee by 20% owners

Contact info@rdesfinancial.com for all Use of Proceeds, Fees, Rate Estimates,  Basic Eligibility Requirements. 

SBA Commercial Real Estate Loan for owner-occupants

Loan Size: $500,000 to $5,000,000
Loan Description: SBA 7(a) loan
Use of Proceeds: Commercial Real Estate refinance or                                 purchase

Time to Funding: Pre-qualify in 5 minutes, Conditional Approval in 30 minutes, Funding as fast as 30 days after credit approval 

Loan Term: 25-year fully-amortizing CRE loan with no prepayment penalty after 3 years: 
Year 1= 5%  | Year 2=3%  | Year 3=1%

*Interest Rates: Wall Street Journal Prime Rate plus                                     1.5% to 2.75%. Fixed and variable rates

Financing:  Up to 90%

Payment: Monthly payments are debited from checking account

Security: First lien on subject property + best available lien on business assets + personal guarantee

*Contact info@rdesfinancial.com for all  Basic Eligibility Requirements, Fees and rate estimates 

bank term loans

Loan Size: $30,000 to $200,000
Loan Description: Bank term loan
Use of Proceeds: Working capital, Debt refinance, New Equipment purchase

Time to Funding: Pre-qualify in 5 minutes, Conditional Approval in 30 minutes, Funding as fast as 2 days after application is complete 

Loan Term: 2 to 5-year repayment terms with no prepayment penalty

*Interest Rates:  Fixed interest  rate

Payment: Monthly payments are debited from checking account

Security:  lien on business assets, No minimum requirement for the value of those assets

*Contact info@rdesfinancial.com for all  Basic Eligibility Requirements, Fees and rate estimates 

R Desmond Financial Services LLC dba R Desmond Services is a consultancy and advisory firm headquartered in Colorado Springs, CO. The operator of this website in NOT a lender, does not make offers for loans, and does not broker online loans to lenders or lending partners. Customers who arrive at www.rdesfinancial.com are paired with a lender or lending partner and redirected only to lenders or lending partners that offer business loan products.