How we work

SBA 7(A) LENDING SOLUTIONS

Our partner's online application is streamlined and efficient, enabling business owners easy access to low rates and long-term loans.

sba wORKING cAPITAL | dEBT rEFINANCE LOANS

Loan Size: $30,000 to $350,000
Loan Description: SBA 7(a) loan

Use of Proceeds: Working Capital, Debt Refinance, New Equipment Purchase

Time to Funding: Pre-qualify in 5 minutes,  Funding as fast as 7 days after application is complete
    
Loan Term: 10-year term with no prepayment penalty

*Interest Rates:
$30K to $49K Wall Street Journal  Prime  Rate plus 3.75%
$50K to $350K Wall Street Journal Prime                 Rate plus 2.75%

Payment: Monthly payments are debited from checking account

Security: Blanket lien on business assets, Personal guarantee by 20% owners

*Rates & Terms subject to change. Contact info@rdesfinancial.com for all Use of Proceeds, Fees, Rate Estimates,  Basic Eligibility Requirements. 

SBA Commercial Real Estate Loan for owner-occupants

Loan Size: $500,000 to $5,000,000
Loan Description: SBA 7(a) loan
Use of Proceeds: Commercial Real Estate refinance or                                 purchase

Time to Funding: Pre-qualify in 5 minutes, Conditional Approval same day, Funding as fast as 30 days after credit approval 

Loan Term: 25-year fully-amortizing CRE loan with no prepayment penalty after 3 years: 
Year 1= 5%  | Year 2=3%  | Year 3=1%

*Interest Rates: Wall Street Journal Prime Rate plus                                     1.5% to 2.75%. Fixed and variable rates

Financing:  Up to 90%

Payment: Monthly payments are debited from checking account

Security: First lien on subject property + best available lien on business assets + personal guarantee

*Rates & Terms subject to change. Contact info@rdesfinancial.com for all  Basic Eligibility Requirements, Fees and rate estimates 


Work process

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R Desmond Financial Services LLC dba R Desmond Services is a consultancy and advisory firm headquartered in Colorado Springs, CO. The operator of this website in NOT a lender, does not make offers for loans, and does not broker online loans to lenders or lending partners. Customers who arrive at www.rdesfinancial.com are paired with a lender or lending partner and redirected only to lenders or lending partners that offer business loan products.