R Desmond Services | Your Financing Advocate

How we work

Business Merchant cash advance

A business cash advance is an alternative unsecured merchant cash advance specifically for businesses that have been turned down for a traditional bank loan. Bad credit, time in business, or even a small loan request can prevent you from receiving a bank loan. A business cash advance can come in different varieties. The most common being the merchant cash advance.

We have been helping businesses in the following industries

  • Auto Repair
  • Beauty Salon
  • Construction
  • Dentistry
  • Hotel & Motel
  • Law Firms
  • Medical
  • Real Estate
  • Restaurant, Bars & Nightclubs
  • Retail
  • Trucking

To qualify, businesses need to have

  Minimum $20k average in deposits
- Minimum time in business: 3 months
- Judgments and Liens are ok, but not excessive
- No defaults on prior advances
- Restricted industries: bail bonds and used car dealerships (we do fund new car dealerships).
- 2nd-6th positions consideration 


Apply Now!

-Approval within hours*
- Same day funding in most cases
- Soft credit pulls (only)
- Weekly & Daily payment options
- Funding options up to $5,000,000
- Deal Term - 2-8 months
- Aggressive early payoff discount
- Funding over 75 different  high-risk industries

Apply today! * One-page application, 3-months bank statements required.


Apply Now!

Since 2016, R Desmond Services has arranged financing to small to small to medium sized businesses that need a quick solution!

Top Reasons to Apply for Funding

• No up-front fees

• No Personal Guarantee

• No Collateral

• Bad Credit or No Credit is not a Disqualifier

• Pre-approval within minutes

• Same Day Funding Available 



Address 360 Central Avenue
 Suite 800
St. Petersburg, FL 33701
Phone number 720-314-8884
Email info@rdesfinancial.com
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